Assets, debts Main reasons of overindebtedness in %

Main reasons of overindebtedness in % for the years 2013 to 2024
Specification2013201412015201620172018201920202021202220232024
1: Due to methodlogical improvements the comparability over time can be limited.
2: Due to extensions of the characteristics reportable starting 2015.
- = No figures or magnitude zero, no further information.
() = Limited information value because numerical value is of limited statistical reliability.
Results of the statistic of overindebtedness.
Unemployment23.619.120.021.120.620.019.919.719.919.218.317.4
Separation, divorce, death of partner13.612.412.513.013.313.112.512.012.212.111.811.5
Sickness, addiction, accident12.712.113.514.715.115.816.316.516.917.418.118.1
Inefficient housekeeping11.211.29.410.912.312.914.314.514.315.315.013.7
Failed self-employment8.38.18.18.48.38.58.38.28.38.48.28.1
Payment obligations due to guarantee,
assumption of debt or joint liability
2.62.42.42.62.72.62.12.22.32.12.22.0
Failure of real-estate financing3.32.42.8(2.8)2.42.01.61.61.31.21.01.1
Insufficient loan or guarantee advice2.72.11.21.31.31.31.21.31.41.31.31.4
Long-term income1- - 3.45.67.28.38.79.610.010.110.710.8
Others21.930.226.819.717.015.415.114.313.512.913.511.7

As at 17 June 2025

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